Which commercial card programs does PivotEQ support?

PivotEQ supports corporate, purchasing, ghost, travel, lodge, fleet, virtual, and business card programs from virtually any card issuer including American Express, VISA, and Mastercard. Organizations can reconcile multiple card programs within a single PivotEQ environment, providing a centralized view of reconciliation activity across the business.

Does PivotEQ require SAP Concur?

Yes. PivotEQ is designed to reconcile commercial card statement activity against SAP Concur expense reporting data. It uses expense report and transaction data from SAP Concur to support matching, exception management, and accounting preparation.

How are cardholders notified?

PivotEQ automatically sends individualized reminders based on outstanding transactions and reconciliation status. Notifications are delivered according to configurable workflows, helping cardholders understand what action is needed and when.

Can PivotEQ support multiple card programs?

Yes. Organizations can manage multiple card programs within a single PivotEQ environment. This includes programs that serve different business segments, departments, or operational needs.

How does PivotEQ handle accruals?

PivotEQ uses historical coding patterns and reconciliation status to prepare accrual entries for transactions that have not yet been approved on expense reports. As expense reports are submitted, corresponding correcting entries are automatically prepared, helping finance teams reduce manual effort and maintain accounting accuracy throughout the statement lifecycle.

How long does implementation typically take?

Many customers are able to go live after one or two implementation meetings. Our team works directly with customers throughout onboarding, configuration, testing, and launch. Exact implementation timelines can vary based on card program complexity.

PivotEQ

Credit card reconciliation on autopilot.

Helping finance teams reduce manual effort and close the books faster.

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PivotEQ dashboard showing statement balance $1,238,644, matched $1,063,970, unmatched $174,674 with stats.

Less chasing. Better visibility. Faster close.

Instead of chasing cardholders and managing spreadsheets, finance teams use PivotEQ to automate reconciliation and focus on the few exceptions that matter.

List of people with overdue reports including Abigail Thomas, Carl Garrison, Grace Powell, Jeff Simon, and a warning message.

Cardholders list with balances and checkmarks; automated follow-up reminders for Abigail; reconciliation completed message.

How PivotEQ works

By automating the most time-consuming aspects of credit card reconciliation, PivotEQ reduces manual effort, improves expense submission compliance, and helps finance teams close the books faster.

Import Commercial Card Activity

Match Transactions Automatically

Identify Outstanding Items

Accelerate Expense Submission

Prepare Accounting Automatically

Repeat Automatically

List of cardholders with balances and status icons; automated follow-up reminders sent to Abigail.

Accounting summary table showing transactions with amounts, account numbers, descriptions, and cardholder names.

Follow a statement from arrival to completion

PivotEQ dashboard showing American Express statement with $1.24M balance, matched $1.06M, unmatched $174K.

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Card-Agnostic by Design

PivotEQ supports multiple commercial card programs—even across different card issuers—providing a single, consistent reconciliation process for your entire card environment.

Supported Issuers

American Express
Visa
Mastercard

Supported Programs:

Corporate Cards
Ghost, Travel, and Lodge Cards
Virtual Cards
Business Cards

Close-up of Visa, American Express, and Mastercard credit cards overlapping each other.

Key capabilities

Reconciliation Automation

Automated statement matching
Real-time visibility into reconciliation progress
Reconciliation dashboard

Expense Submission Compliance

Automated reminder workflows
Outstanding transaction tracking
Cardholder activity visibility

Accounting Preparation

Accrual support
Correcting entries
ERP-ready outputs

What is manual reconciliation costing your team?

FAQ

Got Questions? We're Here to Help

Stop chasing transactions. Start closing faster.

Book a Demo

Credit card reconciliation on autopilot.

Less chasing. Better visibility. Faster close.

How PivotEQ works

Follow a statement from arrival to completion

Card-Agnostic by Design

Key capabilities

What is manual reconciliation costing your team?

See the impact of automated credit card reconciliation.

Got Questions? We're Here to Help

Stop chasing transactions. Start closing faster.