Payables Guy
Perspective, strategies, and vision for the Payables Community.WHO IS THE PAYABLES GUY?
AND WHY LISTEN?
A 30-year financial technology veteran and passionate thought leader for the Payables Community. He’s helped bring SaaS apps to this business segment, led product design for the world’s leading expense management company, and is co-founder of his third software company focused on solutions for the Payables Community. He’s continuously gaining insight and forming strategies relevant to the Payables Community and he wants to tell you about it.
Business Intelligence Strategies: Centralized vs. Self-Service Reporting
In business intelligence, how an organization produces and consumes reports often matters just as much as what’s in the reports themselves. Two primary strategies have emerged: centralized reporting and self-service reporting. Each reflects a different mindset about who generates reports, how decisions are made, and how quickly insight needs to travel.
At its core, reporting has three distinct parts: design, generation, and distribution. In a centralized model, all three are typically handled by a dedicated BI team. These professionals are trained to use enterprise reporting tools—often tools with steep learning curves. For example, learning IBM Cognos to a functional level as a report author typically takes several weeks of formal training. Mastery takes even longer. But centralized BI teams can afford that investment of time because reporting is their full-time role.
This model works well in large enterprises where consistency, scale, and compliance matter. Reports are designed with precision, generated on a schedule, and distributed through dashboards or email, often to hundreds of recipients. But the process is slow and rigid. When a travel manager wants a report on city pair booking from LA to New York, or an AP lead needs to analyze delays in vendor payments, that request enters a queue. It might be days—or weeks—before the report is ready. And by then, the opportunity to act may have passed.
Self-service reporting offers a fundamentally different approach. Instead of being funneled through a BI team, report creation is distributed across the organization. Typically, an operational manager designs the report based on a specific business need, and then members of their team handle report generation and distribution. This model shifts reporting from the center to the edge—from the hands of BI specialists to the people closest to the work.
The tools that enable self-service reporting are intentionally simple. They’re not designed for analysts—they’re designed for users who need answers fast. In this model, the person requesting the report is often the same person who designed it. There’s no need to translate requirements or wait in a queue. Reports are generated on demand and sent directly to the people who need them.
“Operational managers and their staff don’t need business intelligence; they need practical solutions for reporting that help them stay on top of their work.”
Cher Pearsall, CEO Pivot Payables
Just as importantly, self-service reporting makes complex reporting accessible to users who don’t have technical training. It democratizes data by removing the layers of dependency that slow everything down. Operational managers don’t need dashboards full of KPIs or cross-functional analytics—they need practical answers to operational questions. They need to see what’s happening now so they can make decisions, correct course, or follow up with their teams.
That’s why centralized reporting, while still important in the enterprise world, often doesn’t fit the needs of small and mid-sized businesses. For these organizations, self-service reporting isn’t just a faster way to get reports—it’s a better fit for how decisions actually get made.
In the end, this isn’t a battle between strategies. It’s a question of alignment. If operational managers are still waiting on BI to answer simple, recurring questions, it might be time to stop thinking about “business intelligence” and start thinking about reporting that works.